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Our Digital Insurance Card Project

Oct 24, 2023

At The Commons Project (TCP), we strive to build technology that makes a difference in people’s lives. One common problem is decoding health insurance as a patient – what are your options in providers? What is covered and what is not? TCP is currently working on a project that will solve many of these issues: digital insurance cards.

During the Covid-19 pandemic, the Commons Project and the Vaccination Credential Initiative (VCI) worked with a diverse set of stakeholders to promote the adoption of the newly created SMART Health Cards standard. Our effort was massively successful with SMART Health Cards being available to over 500 million people worldwide. TCP, the CARIN Alliance, and SMART Health IT are now leading an initiative aiming to enable every provider, payor, and insurance beneficiary in the United States to use a free and open-standards based digital  insurance  card. 

The  SMART  Health  Insurance  Card  will  allow  individuals  to  carry  their  health insurance cards in their digital wallets or print them out, and easily share insurance information with health care providers at check-in.
Our technology is based on the SMART Health Cards specification and the HL7 CARIN Digital Insurance Card, developed by insurance companies and providers to document all needed insurance information. SMART Health Digital Insurance Cards will be supported by our own CommonHealth app and all major digital wallets. 

We expect the standards work and early adopter testing to continue throughout 2023, with production implementation and cards in people’s hands (or phones!) beginning in early 2024. We are proud to lead the charge in integrating technology with healthcare while keeping people at the center of this transformation. As we embrace this new era, we hope you will join us in promoting a more efficient, accessible, and people-centric health ecosystem. For more information, visit our site here.

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DISCLAIMER: THE COMMONS PROJECT FOUNDATION (“TCP”) DOES NOT PROVIDE MEDICAL ADVICE OR ADMINISTER ANY DIAGNOSTIC MEDICAL TESTS, VACCINES OR OTHER HEALTHCARE INTERVENTIONS. TCP MAKES NO ENDORSEMENT OR REPRESENTATION AS TO THE ACCREDITATION, LICENSING OR GOOD-STANDING OF ANY HEALTHCARE PROVIDER UNDER APPLICABLE STATE, FEDERAL, NATIONAL OR SUPRANATIONAL LAWS AND REGULATIONS. TCP EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION ANY LOSS OF REVENUES OR PROFITS OR ANY LOSS OF USE OF DATA, ARISING OUT OF OR CONNECTED IN ANY WAY WITH ANY DIAGNOSTIC TESTING, MEDICAL TREATMENT, VACCINATION OR OTHER HEALTHCARE INTERVENTION OR OTHERWISE PROVIDED, SPONSORED, OR PROMOTED BY ANY CTN MEMBER, WHETHER PROVIDED BY THE MEMBER ITSELF OR BY ITS AFFILIATES, REPRESENTATIVES, AGENTS OR SUBCONTRACTORS.